We can help you choose the type of loan that is best for you. Contact us now to learn more.

Fixed Rate Mortgage

Fixed Rate Mortgages guarantee your interest rate will not change over the life of your loan. They are typically available in 10 to 30 year loans.

Homebuyers who plan to own their home longer-term and/or want the security of knowing their payment will remain the same often choose fixed rate mortgages.

Adjustable Rate Mortgage

With an Adjustable Rate Mortgage (ARM), your initial interest rates are often lower; however, the interest rate will change at specified intervals along with your payment amount.

An Adjustable Rate Mortgage is often chosen by homebuyers who plan to be in their home for less than 5 years or who expect interest rates to remain the same or decline.

Second Home Loans

Weather you are buying a vacation home or an investment property, we can help you determine which type of loan is right for you. Just contact us today to learn more.

Veterans Administration (VA) Loan

VA government-insured loans feature low or no down payments and fixed rates. Veterans of the armed services, on active duty, or surviving spouses of veterans may qualify.

Imperfect Credit Program

 If you have minimal savings or imperfect credit, owning a home may still be possible. We’ll work with you to help you get the loan you need. Contact us to find out more about options that may be right for you.

Jumbo Loan

Jumbo Loans, typically over $417,000, may be written as a Fixed Rate, Adjustable, or an Interest Only loan.

Home Equity Line or Loan

A Home Equity Line of credit provides access to money over time for things such as home improvements or tuition payments. You only pay interest on the money you use. Home Equity Loans provide you with a lump sum of money at a fixed rate over a specified period of time.